Obama delays arrival to Copenhagen summit by one week

Sunday, December 6, 2009

US president Barack Obama decided to arrive to Copenhagen climate change summit on December 18, contrasting with his previous plan to arrive on December 9.

Obama’s Nobel Peace Prize events take place in Oslo around December 1. He decided not to go to Copenhagen before them, delaying his arrival instead.

The purpose of the summit is to finalize a treaty to succeed the 1997 Kyoto Protocol. Robert Gibbs, the White House official press secretary, commented, saying that presence of the USA president at later days might encourage more serious results:

“The president believes that continued US leadership can be most productive through his participation at the end of the Copenhagen conference on December 18th rather than on December 9th. There are still outstanding issues that must be negotiated for an agreement to be reached, but this decision reflects the president’s commitment to doing all that he can to pursue a positive outcome.”

Danish Prime Minister Lars Lokke Rasmussen welcomed Mr Obama’s move, saying that “President Obama’s presence is an expression of the growing political momentum towards sealing an ambitious climate deal in Copenhagen.”

Greenpeace International’s political climate coordinator Martin Kaiser also talked about the timetable plan change optimistically: “After a global outcry, President Obama has listened to the people and other world leaders; he has come to his senses and accepted the importance of this potentially historic meeting. Now that he has moved the date, he needs to move his targets and his financial contribution to be in line with what climate science demands.”

The decision of the President came after his talk with Australian Prime Minister Kevin Rudd, German Chancellor Angela Merkel, French President Nicolas Sarkozy and British Prime Minister Gordon Brown. Some commentators say that the President could have felt the world leaders’ optimistic approaches to the December forum, therefore deciding to delay his invigorative arrival to a more critical point.

How Do I Get Charge Offs Removed From My Credit Report?

By Joseph Crutchfield

Wondering how to remove charge offs from your credit report? If this sounds like you, then you have probably had trouble with your finances not too long ago. You have probably had difficulty making full payments for many months. And today, you may even have several collection agencies pestering you by mail and telephone. Does this sound about right?

Well, don’t worry. Even though you may have been a bit undisciplined with your finances in the past, you can improve your credit, remove charge offs from your report, and yes … get a second chance you want at a good credit score. In this article, we will take a close look at what a charge off is and show you two proven ways you can have them removed from your credit report altogether…

What Exactly Is A Charge Off?

A charge off is one of the more detrimental negative credit listings you can have on your credit report. Charge offs are losses claimed by your creditor after approximately 180 days of unsuccessful attempts at receiving full payment from you. Late payments of 30,60, or 90 days are common, but, after 6 months without a payment, your creditor will most likely count your account as a loss, turn it over to a collection agency, and place a ‘charge off’ entry on your credit report.

[youtube]http://www.youtube.com/watch?v=Qu0B-k6a2Q0[/youtube]

Removing these charge offs should be a priority to you, as potential lenders make it a point to look for these negative indicators on your report specifically.

So, How Can I Eliminate These Charge Offs?

First of all, you need to find the date that the charge off was reported in your credit report and take note of the last activity on the account. If it’s an older record between 7-15 years past, then chances are the statute of limitations has expired on collecting that debt. To determine the expiration date, you’ll need to do a little investigating in the Fair Credit Reporting Act. For example, a credit card charge off may stay on your record for 7 years, while a bankruptcy can remain for 10 years. What that means is, writing a simple letter to the credit bureaus and notifying them of the expiration date may be enough to get the charge off erased from your records.

You will need to take a few extra steps though if your charge off happens to be more recent. Talk with your original creditor and make an offer. Basically, you’ll want to make an offer of payment to your creditor in return for their removal of the charge off they placed in your records, often referred to as a ‘pay for delete.’

But there’s no sugar coating this, it won’t be easy. Many creditors, like credit card companies for example are obligated to report negative information to the credit agencies. Therefore, they may not be willing to remove your charge off completely and instead, change your account status to ‘closed.’ That’s more favorable than a ‘charge off paid’ indicator, but still not an entire removal. So, the choice soon becomes to either reject their counter-offer or to make the compromise. The decision is yours.

You should take into consideration the importance your credit rating is going to have on qualifying for a better job or a good loan in the near future before you decide though. Just make absolutely sure you get your pay-to-delete agreement in writing before you make payment and check your credit file for the alteration after the creditor accepts your terms. Be certain they change or remove it from your report.

So, Where Do I Start?

Two things you will want to do first is to read and learn the Fair Credit Reporting Act and the Fair Debt Collection Practices Act first before jumping into disputing your credit report entries. Get a good understanding of your rights as a U.S. citizen and how you can use them to your benefit. Next, you should realize that every state has it’s own laws concerning debt. You want to find your state’s precise statute of limitations on debt collection.

Make sure you keep yourself well informed on credit repair in general, as federal laws change quite frequently. And finally, realize that removing a charge off is only one small step in the entire process of repairing and maintaining your credit. You also need good repayment strategies, a disciplined monthly credit limit usage, and an aggressive credit building goal to really improve your scores.

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XVIII Commonwealth Games competition ends

Sunday, March 26, 2006

The following is how the medal table looks after the final day of competition for the 2006 Commonwealth Games, in Melbourne, Australia.

In the final event of the Games, New Zealand defeated the reigning Netball Commonwealth champion Australia, 60-55, for the first time in 12 years.

Australia received its largest medal haul in Commonwealth Games history, receiving more than a third of the gold medals available; a total of 221 medals.

South Africa was the best of the African nation, winning 38 medals.

There were 247 events and 24 disciplines in the games. Events included:

  • Aquatics: diving, swimming, synchronised swimming
  • Athletics
  • Badminton
  • Basketball
  • Boxing
  • Cycling: track, road, mountain bike
  • Gymnastics: artistic, rhythmic
  • Hockey
  • Lawn Bowls
  • Netball
  • Rugby Sevens
  • Shooting: clay target, pistol, small bore and air rifle, full bore rifle
  • Squash
  • Table Tennis
  • Triathlon
  • Weightlifting

The games will be officially closed tonight, (0900 UTC) with the handing over of the Games to Delhi for 2010 Commonwealth Games.

Final Medal Count for the XVIII Commonwealth Games
Pos Country G S B Total
1 Australia 84 69 68 221
2 England 36 40 34 110
3 Canada 26 29 31 86
4 India 22 17 11 50
5 South Africa 12 13 13 38
6 Scotland 11 7 11 29
7 Jamaica 10 4 8 22
8 Malaysia 7 12 10 29
9 New Zealand 6 12 13 31
10 Kenya 6 5 7 18
11 Singapore 5 6 7 18
12 Nigeria 4 6 7 17
13 Wales 3 5 11 19
14 Cyprus 3 1 2 6
15 Ghana 2 0 1 3
Uganda 2 0 1 3
17 Pakistan 1 3 1 5
18 Papua New Guinea 1 1 0 2
19 Isle of Man 1 0 1 2
Namibia 1 0 1 2
Tanzania 1 0 1 2
22 Sri Lanka 1 0 0 1
23 Mauritius 0 3 0 3
24 Bahamas 0 2 0 2
Northern Ireland 0 2 0 2
26 Cameroon 0 1 2 3
27 Botswana 0 1 1 2
Malta 0 1 1 2
Nauru 0 1 1 2
30 Bangladesh 0 1 0 1
Grenada 0 1 0 1
Lesotho 0 1 0 1
33 Trinidad and Tobago 0 0 3 3
34 Seychelles 0 0 2 2
35 Barbados 0 0 1 1
Fiji 0 0 1 1
Mozambique 0 0 1 1
Samoa 0 0 1 1
Swaziland 0 0 1 1
242 241 253 736

This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
This article features first-hand journalism by Wikinews members. See the collaboration page for more details.

Hubble telescope spots oldest galaxies ever seen

Thursday, December 10, 2009

American and European scientists say the upgraded Hubble space telescope has spotted the oldest galaxies ever seen. The images were taken with the telescope’s new Wide Field Camera 3 (WFC3) in August this year.

The galaxies are about 13 billion light years from Earth, meaning they formed less than one billion years after the Big Bang — the cosmological model of the initial conditions and subsequent development of the universe.

WFC3 was installed in May this year, during a mission by the space shuttle Atlantis to repair and upgrade Hubble. Experts say the new instrument will let them peer even further back in time, to when the universe was in its infancy. The more distant a galaxy is, the more its light is “redshifted” due to expansion of the universe. Light from the furthest galaxies is shifted to infrared wavelengths invisible to the human eye, but WFC3 can detect these.

The new image was taken in August, in the same region as a 2004 visible light image known as the Hubble Ultra Deep Field. The 2004 photo previously showed the most distant galaxies, but the new infrared pictures from the WFC3 allow even more remote galaxies to be seen.

At these distances, you’re really looking back in time, like you have a time machine

Capturing the image took four days, and the total exposure lasted 173,000 seconds. In the three months since, twelve scientific papers have been submitted on it. On Tuesday one of these confirmed the galaxies as the furthest ever seen.

They are also the oldest, with the light from them having taken around 13 billion years to reach Earth.

“At these distances, you’re really looking back in time, like you have a time machine,” said Ray Villard, of the Space Telescope Science Institute in Baltimore. “Those things don’t exist anymore.”

The photo could be one of the ultimate achievements of the Hubble telescope, now almost twenty years old.

“These new observations are likely to be the most sensitive images Hubble will ever take,” said Professor Jim Dunlop of the University of Edinburgh.

The servicing mission in May extended the telescope’s life by around five years, but it is scheduled to be replaced by the James Webb Space Telescope in 2014. This will use infrared imaging and have a greater collecting area than Hubble, and it is thought that it may be able make out objects from just 100 million years after the Big Bang.

“We’ve really pushed Hubble to its limits,” said Villard, “and we need a bigger space telescope to go back even farther. It shows us there are really exciting things to look for with the Webb telescope.”

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<br\>This image, taken in August 2009 by the Hubble telescope with its WFC3 upgrade, shows the oldest galaxies ever seen. Image: NASA, ESA.

<br\>Astronaut working on Hubble during Servicing Mission 4 in May 2009, which included the installation of WFC3. Image: NASA.

<br\>

The Hubble Space Telescope, seen from Space Shuttle Atlantis. Image: NASA.

<br\>

Another image from WFC3, showing NGC 6302 — popularly known as the “Butterfly Nebula” Image: NASA, ESA.

Sweden’s Crown Princess marries long-time boyfriend

Monday, June 21, 2010

Sweden’s first royal wedding since 1976 took place Saturday when Crown Princess Victoria, 32, married her long-time boyfriend and former personal trainer, Daniel Westling, 36. The ceremony took place at Stockholm Cathedral.

Over 1,200 guests, including many rulers, politicians, royals and other dignitaries from across the world, attended the wedding, which cost an estimated 20 million Swedish kronor. Victoria wore a wedding dress with five-metre long train designed by Pär Engsheden. She wore the same crown that her mother, Queen Silvia, wore on her wedding day 34 years previously, also on June 19. Victoria’s father, King Carl XVI Gustaf, walked Victoria down the aisle, which was deemed untraditional by many. In Sweden, the bride and groom usually walk down the aisle together, emphasising the country’s views on equality. Victoria met with Daniel half-way to the altar, where they exchanged brief kisses, and, to the sounds of the wedding march, made their way to the the silver altar. She was followed by ten bridesmaids. The couple both had tears in their eyes as they said their vows, and apart from fumbling when they exchanged rings, the ceremony went smoothly.

Following the ceremony, the couple headed a fast-paced procession through central Stockholm on a horse-drawn carriage, flanked by police and security. Up to 500,000 people are thought to have lined the streets. They then boarded the Vasaorden, the same royal barge Victoria’s parents used in their wedding, and traveled through Stockholm’s waters, accompanied by flyover of 18 fighter jets near the end of the procession. A wedding banquet followed in the in the Hall of State of the Royal Palace.

Controversy has surrounded the engagement and wedding between the Crown Princess and Westling, a “commoner”. Victoria met Westling as she was recovering from bulemia in 2002. He owned a chain of gymnasiums and was brought in to help bring Victoria back to full health. Westling was raised in a middle-class family in Ockelbo, in central Sweden. His father managed a social services centre, and his mother worked in a post office. When the relationship was made public, Westling was mocked as an outsider and the king was reportedly horrified at the thought of his daughter marrying a “commoner”, even though he did so when he married Silvia. Last year, Westling underwent transplant surgery for a congenital kidney disorder. The Swedish public have been assured that he will be able to have children and that his illness will not be passed on to his offspring.

Westling underwent years of training to prepare for his new role in the royal family, including lessons in etiquette, elocution, and multi-lingual small talk; and a makeover that saw his hair being cropped short, and his plain-looking glasses and clothes being replaced by designer-wear.

Upon marrying the Crown Princess, Westling took his wife’s ducal title and is granted the style “His Royal Highness”. He is now known as HRH Prince Daniel, Duke of Västergötland. He also has his own coat-of-arms and monogram. When Victoria assumes the throne and becomes Queen, Daniel will not become King, but assume a supportive role, similar to that of Prince Phillip, the husband of the United Kingdom’s Queen Elizabeth II.

Latest Web Design Trends}

Latest Web Design Trends

by

marswebprashanthWorking as a web designer is challenging and responsible. this is because you’ve got to be aware of the latest web design trends, that modification nearly per annum. Actually, this can be not stunning, because the advancement of the online style niche triggers the necessity to develop websites, which can be each practical and appealing. This considerations every kind of websites, as well as portfolio websites, which often ought to stand out from the gang demonstrating the abilities and skills of their house owners. Let’s have a glance at the modern and standard web design trends for portfolio websites.1. Single-Page PortfoliosIf you think that a single-page web design is also thought-about an indicator of your inability to figure arduous once making your comes, you’re extremely mistaken. There are lots of sites consisting of 1 page only, which may tell rather more regarding you than multipage websites. At an equivalent time, single-page websites guarantee swish, convenient and quick internet browsing expertise. this can be specifically what several users lack today. that’s why, portfolio websites of this type are about to hit the market within the nearest future.2. Available Project SamplesProviding the ample quantity of top quality samples of your comes may be a should for any portfolio web design owner. Actually, this can be what the location is supposed for. once planning your portfolio, take it slow to transfer as several samples of your works as attainable. confirm all of them are accessible at the location and are available with an interlacing feature that produces navigation convenient and time-saving. This feature is especially applicable to portfolio websites and it’s about to stay standard for a protracted time.3. Dynamic SlidersWhen it involves planning portfolio websites, integration of dynamic sliders is crucial. they create it attainable for your potential customers to possess a fast investigate what you’ve got to supply them. The samples of your comes displayed by means that of using an interactive content slider (like a rotating carousel, for example) will definitely drive the eye of users, particularly if they’re curious about your works.4. Large Character picturesDo you shall capture the eye of your target audience? If thus, then don’t overlook a chance to use massive character pictures at your web design. These pictures is described by any samples of your works displayed as background videos, ikon sliders, full-width headers and even your own photos. Your imagination is unlimited here, however take it slow to think about the specialization of your business to decide on the correct approach.5. Clear and enormous TypographyThis web design trend can are available handy to those artists, whose portfolios aren’t wealthy in content nevertheless. If you face such a drag, then there’s a pleasant answer thereto. By adding the text to your web design pages, you’ll provide your portfolio an appealing and trustworthy look. confirm to select the correct font and build it clear, decipherable and enormous. The choice, however, ought to be based mostly upon the approach the content is displayed at the pages. If there square measure many pictures that ought to work into restricted areas, then it’s higher to present preference to little fonts. massive fonts, in their flip, ought to be placed within the center of a page to focus the eye of users on the message you want to convey.The trends mentioned higher than supply a gentle and powerful framework of approaches and techniques you’ll be able to use once developing your own portfolio websites.

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Four dead, at least 15 injured after gunman opens fire at fitness center in Bridgeville, Pennsylvania

Wednesday, August 5, 2009

Four people have been shot and killed and at least 15 wounded when a gunman opened fire inside a LA Fitness center in Bridgeville, Pennsylvania. The gunman was among the dead.

Reports say the man walked into a dance room where an all-female Latin dance class was in session, turned off the lights and began to shoot people. CNN reports that the gunman was a “middle-aged white male.” One witness said he was carrying a duffel bag, which he put down before shooting into the crowd. After opening fire, he turned the gun on himself. At least 30 people are reported to have been in the room at the time of the shooting.

Allegheny County police Superintendent Charles Moffatt said, “I’ve never seen nothing quite like this. It was very chaotic. […] There’s a good belief that the shooter is deceased.”

Collier Township Police Chief Tom Devin stated that the police, “believe the shooter committed suicide at the scene but we’re not positive.” Police report that the shooter’s motive may have been a domestic dispute with one of the exercisers.

Mike Hentosz, a witness who was inside the gym, said, “I feel like it’s a dream. I don’t know what to think of it.” A woman participating in the class, Nicole, said that 10 minutes into the class, “a middle-aged white male walked into the class. He had a big gym bag. […] He looked out of place in a class full of women.” When he began firing, she reported, she ran out of the gym and escaped in passerby’s car.

Ant Control Hillsboro

byAlma Abell

Finding ant control experts in Hillsboro

When you have an ant infestation in your home it can cause a large amount of distress especially since they are drawn to food. If you find ants throughout the home, it is best to look for the best experts that specialize in ant control Hillsboro has to offer. These specialists can assist you with minimizing the infestation and eventually eliminating them completely from your home.

First Steps To Take

At the first sign of ants there are some initial steps you can take. The first thing to do is to note where you notice the ants most of all. This will give you a good idea about their point of entry into your home and it can also help you to best tell the exterminator so they can know where to focus their efforts. Before the ant control Hillsboro exterminator arrives, you can do some work on your own by keeping the home very clean and removing anything that may attract ants into the area.

Removing food and crumbs is very important in the effort at minimizing the spread of ants. They need food to take back to their nest and that is the primary reason that they have entered the home. By keeping the surroundings as tidy as possible, you will be able to eliminate their food source which makes it much more likely for them to look for food elsewhere.

Getting professional assistance

You can get professional assistance if you are having a hard time controlling the ant infestation on your own. By contacting your local ant control HIllsboro company, you can inform them of the situation and see what they can do to help. In the majority of cases they will be able to provide you with a long term solution in order to get rid of the ants once and for all. In the event that the infestation is not eliminated, you may need to seek out assistance from another pest control company or contact the original one you worked with to explain the situation.

Most ant infestations can be eliminated and by taking the time to follow these guidelines, you will be well on your way to enjoying a home free from the burden of unwanted ants. Make sure to follow the protocols outlined by the ant control Hillsboro company so that you can avoid this situation in the future.

French parliamentarian questions Jacques Chirac’s Elysée budget

Thursday, October 6, 2005

A member of the French National Assembly, René Dosière, denounces the “opacity” in the budget of the Élysée Palace, the office of the President of the French Republic.

According to him, the president’s real budget is approximately three times the budget given for his services in the yearly national budget voted by the French Parliament, because many employees and services are provided by other ministries and public services free of charge to the presidency, and thus are counted in other budgets. As an example, the French Ministry of Defense provides republican guards and other soldiers, as well as aerial transportation; the Ministry of Foreign Affairs funds official foreign trips; and repairs, furnitures etc. to presidential offices are funded by the Ministry of Culture. Mr Dosière reports that in 2003, the total spending was 82.6 million Euros, while the official budget of the presidency was 30.5 million.

Mr Dosière started inquiring about presidential expenses about four years ago, and since then has been a critic of the opacity of accounting at the presidency. In order to obtain the necessary information, he has had to ask numerous questions to the executive and administrations.

In addition, he points out that the official budget of the presidency has boomed under Jacques Chirac’s term: between 1995 and 2005, it climbed from 5,21 millions to 26,14 millions. In 1995, the president also had at his disposal some “secret funds”, the total amount of which was voted by parliament, but which could be spent at his discretion. “Secret funds” were originally meant to fund specific missions that could not be funded within the exacting rules of public accounting, such as secret operations abroad, but they gradually also came to serve to pay various gratifications to government officials. Since 2002, secret funds have been cut and are reserved for paying for secret operations, while services that used them for normal operations were given special compensation. In 2005, the special compensation for the presidency was 5.5 million Euros.

In 2001, the French Parliament voted a law known as the LOLF (Loi d’orientation relative aux lois de finances) reforming the budget system, with a timetable for gradual implementation. This law mandates that any public spending should be traced to an identifiable “mission” of government.

Commonwealth Bank of Australia CEO apologies for financial planning scandal

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.